Housing
Select a topic to get more information. In order to apply for one of the listed programs, call 891-6566. Or pick up an application at the office located in the Frenchtown Renaissance Center, 435 North Macomb Street, Tallahassee, Florida
Upcoming Events
Notice of Public Meeting
To Review Performance and Accept Comment on Housing and Community Development Needs, Performance Reports, Strategies, and Programs
Tuesday, February 26, 2019 @ 3:30 PM
Renaissance Building 2nd Floor Conference Room, 435 N. Macomb Street, Tallahassee, FL
The City of Tallahassee’s Department of Community Housing and Human Services (CHHS) is holding a public meeting on Tuesday, February 26, 2019 at 3:30pm. Citizens and organizations are invited to attend this meeting to help identify housing and community development needs that may be addressed with federal grant funds provided to CHHS from the U.S. Department of Housing and Urban Development (HUD), and with state grant funds provided from the Florida Housing Finance Corporation. The meeting will address the following areas:
- CAPER: To report on the housing activities of the CHHS for the past fiscal year (2017-2018) using federal and state funds as reported in the Consolidated Annual Performance and Evaluation Report (CAPER) and the State Housing Initiatives Partnership (SHIP) Program as reported in the SHIP Annual Report to the Florida Housing Finance Corporation. A copy of the 2017-2018 CAPER is available for review on this page (linked below). A copy may also be requested from the Housing Division of the City’s Department of Community Housing and Human Services.
- Annual Action Plan: To gather information that may assist in the development of the Annual Action Plan for fiscal year 2019-2020 as required by HUD.
- Local Housing Assistance Plan (LHAP): To gather comments and information that may assist in the development of the Local Housing Assistance Plan for fiscal years’ 2019-2020, 2020-2021, and 2021-2022 as required by the Florida Housing Finance Corporation. A draft of the proposed LHAP is available for review on this page (linked below). A copy may also be requested from the Housing Division of the City’s Department of Community Housing and Human Services.
- Emergency Solutions Grant Policy: To gather comments and information on strategies to address homeless needs in Tallahassee.
Input with respect to completed activities from the CAPER or additional input regarding local housing and community development needs will be accepted at this meeting and throughout the development process. Comments will be accepted through COB, Friday, March 1, 2019, and may be made at this scheduled public meeting, by email to Jean.Amison@talgov.com, or in writing to:
Jean Amison, Coordinator - Special Projects
Department of Community Housing and Human Services
City of Tallahassee
300 South Adams Street, B-27
Tallahassee, FL 32301-1731
Persons requiring language translation or disability accommodations to attend the public meeting should contact Jean Amison at least 48 hours prior to the scheduled meeting time. Persons requiring services for hearing impairment may also contact the City’s TDD relay at 711 at least 48 hours prior to the scheduled meeting time (excluding weekends and holidays).
Consolidated Annual Performance and Evaluation Report (CAPER)
The City of Tallahassee has prepared a Consolidated Annual Performance and Evaluation Report (CAPER) for submission to the U.S. Department of Housing and Urban Development (HUD). This CAPER reports the uses of HUD funds during the last fiscal year (October 1, 2017 through September 30, 2018) and compares it to the goals set in the Annual Action Plan.
Consolidated Plan & Annual Action Plan
The Consolidated Plan is a planning document that identified the City's overall housing and community development needs, and it outlines a strategy to address those needs.
The Annual Action Plan is prepared as the document that describes actions, activities and programs proposed during the next fiscal year to address priority needs and specific objectives identified in the City's approved Consolidated Plan for Housing and Community Development. The plan focuses specifically on the housing and community development needs of low- and moderate-income persons, as defined by the U.S. Department of Housing and Urban Development (HUD). This plan is required by HUD and must be developed by local governments in order to receive funding under the following programs:
- Community development Block Grant (CDBG)
- HOME Investments Partnerships Program Grant (HOME)
- Emergency Solutions Grant (ESG)
Tallahassee's Consolidated Plan (October 1, 2015 – September 30, 2020) (PDF)
Tallahassee’s Annual Action Plan (October 1, 2018 – September 30, 2019) (PDF)
Tallahassee Citizen Participation Plan (PDF)
Consolidated Plan Maps (PDF)
SHIP Local Housing Assistance Plan (2016-2019)
State Housing Initiatives Partnership (SHIP)
The State Housing Initiatives Partnership (SHIP) Program aids government in providing affordable housing.
Local Housing Assistance Plan
The Local Housing Assistance Plan provides a summary of the housing strategies the City will fund with State Housing Initiatives Partnership (SHIP) money for state fiscal years 2016-2017 through 2018-2019. SHIP funds are used for home purchase, home preservation, disaster assistance, and new construction for ownership and rental.
Housing Programs
Code Enforcement Rehabilitation Program

The Code Enforcement Rehabilitation Program assists low-income owners of homes that are owner-occupied to eliminate exterior code violations, and to improve and preserve neighborhoods at the same time.
What is the Code Enforcement Rehabilitation Program?
Up to $2,500 per unit in a forgivable loan is available to assist income-eligible owners of homes that are owner-occupied, who have received notice of code violations, to make the necessary repairs to bring their home into compliance. Eligible repairs may include the following:
- Exterior painting
- Rafters, soffit and fascia repair
- Window glass and screens
- Railings and stairs
- Landings and porches
- Yard maintenance and debris removal when done in conjunction with repairs to the home.
Ineligible repairs include:
- Repairs to mobile homes
- Driveways, sidewalks and paved areas; and
- Removal of inoperable vehicles
Client Eligibility
To receive repair work, the applicant must demonstrate ownership of the unit and it must be his or her primary residence.
Total household income cannot exceed 80% of the area median income, adjusted for family size, as defined by the United States Department of Housing and Urban Development. Applicants must demonstrate proof of income.
Assistance is provided as a zero-interest loan requiring no monthly payments. If the homeowner occupies the home for five years after the repairs are complete, the loan is forgiven.
Department of Housing and Urban Development (HUD) Income Guidelines 2018
(Family Size - Max Gross Income)
- 1 Person - $37,750
- 2 Persons - $43,150
- 3 Persons - $48,550
- 4 Persons - $53,900
- 5 Persons - $58,250
- 6 Persons - $62,550
- 7 Persons - $66,850
- 8 Persons - $71,150
How to Apply:
For more information or to initiate the application process, please call The Housing Department at 891-6566 and ask to speak to a Housing Specialist or obtain the application here (PDF).
Contact Information
Mailing Address
Community Housing & Human Services (CHHS)
300 South Adams Street, B-27 Tallahassee, FL 32301-1731
Location
The Frenchtown Renaissance Center
435 North Macomb Street, Tallahassee, Florida
891-6566, FAX 891-6597
Storm Damage Mitigation Program
The Storm Damage Mitigation program provides grant assistance to low-income homeowners to:
- Trim and/or remove trees that have been determined to pose a risk to the home in a storm event,
- Elevate at-risk hot water heaters and HVAC units in flood prone areas, and
- Make other specific improvements that will harden the home against storm damage.
Please see the flyer for more information and for program income limits (PDF)
You may download the Storm Damage Mitigation Program application (XLSX)*
*This application has three tabs that must be completed - Application, Certification and Document Request
Emergency Home Repair Program
The goal of the Emergency Home Repair Program (EHRP) is to improve the living conditions of low-income homeowners by removing health and safety hazards and/or architectural barriers from their homes.
Homeowner Rehabilitation Program
Committed to improving the quality of affordable housing, the City of Tallahassee allocates a substantial portion of its housing budget each year toward improving the stock of owner occupied housing.
Purchase Assistance Program
To assist low-income residents in purchasing a home, the City offers down payment and closing cost assistance to qualified applicants.
A loan of up to $7,000 is available for down payment or closing costs towards a new or existing home. For very low-income residents who qualify to purchase a home, an additional $5,000 loan is available.
The Tallahassee Lenders' Consortium (TLC) is a non-profit agency that administers the Purchase Assistance Program. In addition to the Purchase Assistance Program, TLC provides homebuyer education, credit and finance counseling, and assistance in selecting a mortgage lender. It is TLC's mission to provide affordable home ownership options, and serve as a resource to help citizens make the best possible decisions about finding, financing, and purchasing a home.
Eligibility
To qualify for assistance in the Purchase Assistance Program, you must be a candidate to be approved for a home mortgage. Tallahassee Lenders' Consortium can assist you to improve your credit and manage your finances. To be eligible to receive the purchase assistance loan, your TOTAL GROSS household income (before taxes) must not exceed the following amounts, adjusted for household size:
Department of Housing and Urban Development (HUD) Income Guidelines
(Family Size - Max Gross Income for those at or below 80% of area median income)
Leon County Area Median Income (AMI): $67,400
Income Category |
Persons in Household |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Extremely Low |
30% of AMI |
$14,150 |
$16,460 |
$20,780 |
$25,100 |
$29,420 |
$33,740 |
$38,060 |
$41,320 |
Very Low |
50% of AMI |
$23,600 |
$27,000 |
$30,350 |
$33,700 |
$36,400 |
$36,400 |
$41,800 |
$45,150 |
Low |
80% of AMI |
$37,750 |
$43,150 |
$48,550 |
$53,900 |
$58,250 |
$62,550 |
$62,550 |
$71,150 |
For more information please contact Tallahassee Lenders' Consortium at 222-6609.
Purchase Assistance for City of Tallahassee Employees
The City has additional assistance available for employees who are purchasing homes in one of the City's target areas. Target areas include Apalachee Ridge, Providence, Bond, and Greater Frenchtown (Frenchtown, Griffin Heights and Springfield) neighborhoods. Employees can receive a loan of up to $5,000 if their GROSS household incomes do not exceed the following amounts, adjusted for household size:
(Family Size - Max Gross Income)
- 1 Person - $54,120
- 2 Persons - $61,800
- 3 Persons - $69,480
- 4 Persons - $77,160
- 5 Persons - $83,400
- 6 Persons - $89,520
- 7 Persons - $95,760
- 8 Persons - $101,880
For more information or to obtain an application, please call the Housing Division at 891-6566.
Rental Rehabilitation Program
Assistance to existing residential rental property owners is provided through the City's Rental Rehabilitation program.
Program Features:
- Properties:
- Residential rental units up to 4 units per building
- Buildings may be located anywhere in the City
- No targeted neighborhoods
- Funding:
- City will loan up to 80% of the cost of rehabilitation
- Funds are limited to no more than $20,000 per unit
- Loan Terms:
- Terms and conditions will be based on need, feasibility and availability of funds
- Loans can be from 0-3% deferred interest and possibly deferred payment based on cash flow
- Amortization schedule will be consistent with affordability period
- Proforma must demonstrate at least 1.1:1 debt service ratio
- City funds and private or bank funds will be released on prorata basis
- No funds released without prior ECD inspection and draw approval
- Affordability:
- Units must be rented to those at or below 80% area median income
- Affordability period (minimum of 5 years) will be based on amount of City loan
- Underwriting:
- Detailed scope of work and preliminary estimates must be submitted prior to underwriting
- All rehabilitation work must meet the City's written rehabilitation standards and be in compliance with the Florida Building Code for Existing Buildings
- Scope of Work must match permits pulled
Homeownership Opportunities
Each year new units are built for very-low income and low-income households in the City of Tallahassee to purchase. The City works with non-profit organizations called Community Housing Development Organizations (CHDOs) to build the new units. More new units may be available through Inclusionary Housing.
Community Housing Development Organizations
Community Housing Development Organizations are non-profit agencies that are qualified to develop affordable housing for the community they serve. Federal money is set-aside for CHDOs each fiscal year.
To purchase a housing unit built by a CHDO, a household must meet all program requirements. There is an income limit and households must qualify for a home mortgage. The best way to get information about the new units being constructed is to contact the City's Housing Division at 891-6566.
Inclusionary Housing
The Tallahassee City Commission passed an ordinance in 2005, requiring new developments in certain areas of the city with 50 housing units or more, to sell 10% of their units at an affordable price. The sales price range is set by the ordinance. Developers are allowed to pay a fee instead of building the units. The money collected will then be used to build future affordable housing units.
To qualify for inclusionary housing units, your income must fall between 70% and 100% of area median income. This range is determined by the HUD (U.S. Department of Housing and Urban Development) income guidelines on an annual basis. To find out if you qualify, contact the Housing Division at 850-891-6566.
Households must qualify for a home mortgage loan. A household that makes less annual income than the range above may still qualify for an inclusionary housing unit if they can secure a sufficient home mortgage loan. Inclusionary housing units are subject to re-sale restrictions. You may call the Housing Division at 891-6566 for information or to request an application by mail.
Neighborhood Stabilization Program
The Neighborhood Stabilization Program (NSP) is a federal program passed in July 2008 as part of the Housing and Economic Recovery Act. Funds are used to purchase vacant, bank-owned foreclosed properties and rehabilitate them to return to productive use for affordable rental and homeownership housing. The majority of Tallahassee's funds must be used to acquire and rehabilitate housing units for rental to very low income households.
View the program overview and a map of the target area (PDF)
HOW TO APPLY:
For more information or to initiate the application process, please call the Housing Division at 891-6566.